Credit Analyst - Private Banking Credit
Posted date [2026-04-27]
(ID: 44581)
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As the largest bank in the UAE, FAB has taken decisive steps as a regional pacesetter in the financial industry to bind both ambition and action together to accelerate the pace of positive environmental change. As the first bank in the MENA region to have committed to a target of net-zero emissions by 2050, we're making advances across our own operations in addition to walking alongside our clients as their strategic partner to ensure they can achieve their climate goals.... |
Job Snapshot
Role: Credit Analyst - Private Banking Credit
Location: Abu Dhabi, United Arab Emirates
Industry: Banking
Function: Financial Analysis-Research-Reporting
Experience: Relevant banking and credit analysis experience
Job Type: Full-time
Position Overview
Credit Analyst - Private Banking Credit in Abu Dhabi, United Arab Emirates is a strong hiring opportunity within the Banking industry for professionals specializing in Financial Analysis-Research-Reporting and credit risk assessment. This role supports First Abu Dhabi Bank by evaluating new credit facilities, reviewing mortgage loans, and ensuring strong credit documentation and lending decisions across Private Banking operations.
Job Details
Country: United Arab Emirates
City: Abu Dhabi
Industry: Banking
Function: Financial Analysis-Research-Reporting
Salary: 14000-22000
ONLY if salary is NOT provided: Estimated salary range based on similar jobs in the job city; please confirm the final offer with the employer.
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Role Context
This position forms a key part of the Private Banking Credit function and is responsible for supporting lending decisions through detailed financial analysis and risk evaluation. The selected professional will review mortgage loan applications, prepare credit proposals, manage documentation quality, and ensure compliance with internal approval and delegated authority standards.
Key Responsibilities
* Recommend new credit facilities and extensions of existing credit facilities across Private Banking portfolios
* Conduct detailed credit review of mortgage loans and lending applications for UAE branches and DSF support
* Develop proposals related to credit transactions and associated risks based on client financial information and supporting documents
* Evaluate client financial statements, income details, liabilities, and other credit data to determine the degree of lending risk
* Support credit decision-making by assessing client creditworthiness and recommending suitable lending structures
* Ensure complete and accurate credit documentation to facilitate efficient application processing and approvals
* Coordinate approval processes and ensure delegated authority approvals are obtained in line with bank policies
* Manage exception levels including insufficient or deferred security documents and exception reporting
* Handle exception cases efficiently within defined standards, timelines, and operational controls
* Prepare and maintain timely and accurate productivity reports for reporting management
* Support compliance with internal audit requirements, lending policies, and Central Bank regulations
* Maintain professionalism and effective communication with branches and internal departments to ensure smooth credit operations
Ideal Profile
* Bachelor’s degree in Finance, Banking, Accounting, Business Administration, or related discipline
* Strong experience in private banking credit, mortgage loan review, or lending operations
* Good understanding of financial statement analysis, lending risk assessment, and credit decision frameworks
* Experience in mortgage lending and secured credit facilities is highly preferred
* Strong knowledge of credit documentation, delegated authority approvals, and banking compliance standards
* Strong analytical and problem-solving skills with attention to detail
* Good communication and coordination skills across internal departments and branch operations
* Ability to manage productivity, exception handling, and reporting requirements efficiently
Skills Set
* Financial Analysis-Research-Reporting
* Private banking credit
* Mortgage loan review
* Credit risk analysis
* Financial statement review
* Credit proposal preparation
* Credit documentation management
* Lending approvals
* Exception handling
* Banking compliance
Why Join Us
* Join one of the UAE’s leading financial institutions with a strong private banking and lending platform
* Work on high-value credit decisions and strategic mortgage lending support
* Gain strong exposure to private banking credit governance and lending operations
* Competitive salary package with strong long-term career progression opportunities
* Collaborate with experienced professionals across branches, credit, and risk teams
* Build a stable and rewarding banking career with a bank known for trust, innovation, and financial excellence
About the Company
First Abu Dhabi Bank is the UAE’s largest bank and one of the world’s leading financial institutions, providing a full range of corporate, retail, investment, and private banking services. Headquartered in Abu Dhabi, FAB combines strong regional expertise with global reach, delivering innovative financial solutions and trusted customer relationships across the Middle East and international markets.
