Credit Analyst - Private Banking Credit
Posted date [2026-04-27]
(ID: 44585)
 |
As the largest bank in the UAE, FAB has taken decisive steps as a regional pacesetter in the financial industry to bind both ambition and action together to accelerate the pace of positive environmental change. As the first bank in the MENA region to have committed to a target of net-zero emissions by 2050, we're making advances across our own operations in addition to walking alongside our clients as their strategic partner to ensure they can achieve their climate goals.... |
Job Snapshot
Role: Credit Analyst - Private Banking Credit
Location: Abu Dhabi, United Arab Emirates
Industry: Banking
Function: Financial Analysis-Research-Reporting
Experience: Relevant banking and credit analysis experience
Job Type: Full-time
Position Overview
Credit Analyst - Private Banking Credit in Abu Dhabi, United Arab Emirates is a strong hiring opportunity within the Banking industry for professionals specializing in Financial Analysis-Research-Reporting and private banking lending support. This role supports First Abu Dhabi Bank by evaluating credit facilities, reviewing mortgage loans, and ensuring strong risk assessment and documentation quality across Private Banking operations.
Job Details
Country: United Arab Emirates
City: Abu Dhabi
Industry: Banking
Function: Financial Analysis-Research-Reporting
Salary: 14000-22000
ONLY if salary is NOT provided: Estimated salary range based on similar jobs in the job city; please confirm the final offer with the employer.
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Role Context
This position is a key part of the Private Banking Credit function and is responsible for recommending new credit facilities and extensions through detailed financial analysis and risk review. The selected professional will support UAE branches and DSF operations by handling mortgage loan reviews, preparing credit proposals, and ensuring timely approvals with full compliance to internal controls and delegated authority standards.
Key Responsibilities
* Recommend new credit facilities and extensions of existing credit facilities for private banking clients
* Conduct detailed credit reviews of mortgage loans and lending applications across UAE branches and DSF operations
* Develop proposals related to credit transactions and associated lending risks based on reviewed client financial information
* Evaluate client financial statements, income details, liabilities, and supporting documentation to determine risk exposure
* Assess client creditworthiness and facilitate informed lending decisions based on financial strength and repayment ability
* Ensure complete and accurate credit documentation to support smooth application processing and approval workflows
* Coordinate approval processes and ensure delegated authority approvals are obtained in line with internal lending policies
* Manage exception levels including insufficient or deferred security documents and exception reports
* Handle exception cases efficiently within defined standards, operational controls, and required timelines
* Maintain and submit timely and accurate productivity reports to reporting management
* Ensure compliance with policies, systems, procedures, and audit requirements across all credit activities
* Support adherence to Central Bank regulations and internal risk governance frameworks
* Maintain effective communication with UAE branches and internal departments to ensure smooth lending operations
* Contribute to process improvements and operational efficiency within the Private Banking Credit unit
Ideal Profile
* Bachelor’s degree in Finance, Banking, Accounting, Business Administration, or related discipline
* Strong experience in private banking credit, lending operations, or mortgage loan review
* Good understanding of financial statement analysis, secured lending, and credit risk evaluation
* Experience in mortgage lending and private banking credit processes is highly preferred
* Strong knowledge of credit documentation, delegated authority approvals, and compliance controls
* Strong analytical and problem-solving skills with excellent attention to detail
* Good reporting discipline and ability to manage productivity targets effectively
* Strong communication and coordination skills across branches and internal stakeholders
Skills Set
* Financial Analysis-Research-Reporting
* Private banking credit
* Mortgage loan review
* Credit risk analysis
* Financial statement analysis
* Credit proposal preparation
* Lending approvals
* Exception management
* Credit documentation
* Banking compliance
Why Join Us
* Join one of the UAE’s leading financial institutions with a strong private banking and lending platform
* Work on high-value mortgage lending and strategic private banking credit decisions
* Gain strong exposure to advanced lending governance and credit risk frameworks
* Competitive salary package with strong long-term career progression opportunities
* Collaborate with experienced professionals across branches, lending, and risk management teams
* Build a stable and rewarding banking career with a bank known for trust, innovation, and financial excellence
About the Company
First Abu Dhabi Bank is the UAE’s largest bank and one of the world’s leading financial institutions, providing a full range of corporate, retail, investment, and private banking services. Headquartered in Abu Dhabi, FAB combines strong regional expertise with global reach, delivering innovative financial solutions and trusted customer relationships across the Middle East and international markets.
