Credit Analyst - Private Banking
Posted date [2026-04-27]
(ID: 44575)
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As the largest bank in the UAE, FAB has taken decisive steps as a regional pacesetter in the financial industry to bind both ambition and action together to accelerate the pace of positive environmental change. As the first bank in the MENA region to have committed to a target of net-zero emissions by 2050, we're making advances across our own operations in addition to walking alongside our clients as their strategic partner to ensure they can achieve their climate goals.... |
Job Snapshot
Role: Credit Analyst - Private Banking
Location: Abu Dhabi, United Arab Emirates
Industry: Banking
Function: Financial Analysis-Research-Reporting
Experience: Relevant private banking and credit analysis experience
Job Type: Full-time
Position Overview
Credit Analyst - Private Banking in Abu Dhabi, United Arab Emirates is a strong hiring opportunity within the Banking industry for professionals specializing in Financial Analysis-Research-Reporting and private banking credit review. This role supports First Abu Dhabi Bank by recommending new credit facilities and extensions, reviewing mortgage loans, and ensuring strong credit documentation and risk assessment across Private Banking operations.
Job Details
Country: United Arab Emirates
City: Abu Dhabi
Industry: Banking
Function: Financial Analysis-Research-Reporting
Salary: 14000-22000
ONLY if salary is NOT provided: Estimated salary range based on similar jobs in the job city; please confirm the final offer with the employer.
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Role Context
This position is a key part of the Private Banking Credit function, responsible for evaluating client financial strength, supporting lending decisions, and ensuring credit processes remain compliant and efficient. The selected professional will handle mortgage loan reviews, credit proposals, exception management, and documentation control while supporting UAE branches and DSF operations.
Key Responsibilities
* Review and recommend new credit facilities and extensions of credit within Private Banking portfolios
* Conduct detailed credit review of mortgage loans and related lending applications
* Develop credit proposals based on client financial information and supporting documentation
* Analyze financial statements, income details, liabilities, and other client credit data to assess risk exposure
* Evaluate client creditworthiness and support decision-making for lending approvals
* Ensure all credit documentation is complete, accurate, and compliant before submission for approval
* Obtain approvals from delegated authority in line with internal policies and credit governance standards
* Manage exception levels including insufficient or deferred security documents and exception reporting
* Ensure exception cases are handled efficiently within required standards and timelines
* Prepare and maintain productivity reports and submit them accurately to reporting management on time
* Ensure compliance with internal audit requirements, reporting obligations, and Central Bank regulations
* Maintain adherence to all FAB credit policies, procedures, and operational standards
* Support continuous improvement of credit review processes and maintain professional communication across departments
* Stay updated with professional developments, new techniques, and regulatory requirements in credit risk management
Ideal Profile
* Bachelor’s degree in Finance, Banking, Accounting, Business Administration, or related discipline
* Strong experience in private banking credit analysis, mortgage loan review, or lending operations
* Good understanding of financial statement analysis, risk assessment, and credit decision frameworks
* Strong knowledge of mortgage lending, secured lending, and credit documentation requirements
* Familiarity with audit compliance, Central Bank regulations, and delegated authority structures
* Strong analytical skills with attention to detail and decision-making discipline
* Good communication and coordination skills across branches and internal departments
Skills Set
* Financial Analysis-Research-Reporting
* Private banking credit review
* Mortgage loan analysis
* Credit proposal preparation
* Financial statement analysis
* Risk assessment
* Credit documentation management
* Exception handling
* Regulatory compliance
* Productivity reporting
Why Join Us
* Join one of the UAE’s leading financial institutions with a strong private banking platform
* Work on high-value credit decisions and strategic lending support across private banking operations
* Gain strong exposure to mortgage lending and advanced credit governance frameworks
* Competitive salary package with strong long-term career progression opportunities
* Collaborate with experienced professionals across branches, lending, and risk teams
* Build a stable and rewarding banking career with a bank known for trust, innovation, and financial excellence
About the Company
First Abu Dhabi Bank is the UAE’s largest bank and one of the world’s leading financial institutions, providing a full range of corporate, retail, investment, and private banking services. Headquartered in Abu Dhabi, FAB combines strong regional expertise with global reach, delivering innovative financial solutions and trusted customer relationships across the Middle East and international markets.
