Portfolio Manager - Private ABS
Posted date [2026-07-08]
(ID: 47709)
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As the largest bank in the UAE, FAB has taken decisive steps as a regional pacesetter in the financial industry to bind both ambition and action together to accelerate the pace of positive environmental change. As the first bank in the MENA region to have committed to a target of net-zero emissions by 2050, we're making advances across our own operations in addition to walking alongside our clients as their strategic partner to ensure they can achieve their climate goals.... |
Job Description and Requirements
Portfolio Manager - Private ABSJob Snapshot
Role: Portfolio Manager - Private ABS
Location: Abu Dhabi, United Arab Emirates
Industry: Banking
Function: Investment Management
Experience: 8-12 years in structured credit, ABS, securitization, or fixed income investments
Job Type: Full-time
Position Overview
Portfolio Manager - Private ABS in Abu Dhabi, United Arab Emirates is a senior Banking opportunity focused on private asset-backed securities, structured credit investments, forward-flow transactions, warehouse facilities, securitization take-outs, and senior risk portfolio growth. The role is designed for an experienced investment professional who can originate, structure, analyze, and manage private ABS exposure across SME lending, consumer finance, fintech-originated receivables, and specialty finance assets while supporting First Abu Dhabi Bank (FAB) in building scalable recurring income within a disciplined risk framework.
Job Details
Country: United Arab Emirates
City: Abu Dhabi
Industry: Banking
Function: Investment Management
Salary: 55000-75000
Estimated salary range based on similar jobs
in the job city; please confirm the final offer with the employer.
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Role Context
The Portfolio Manager - Private ABS will help expand the structured credit investment mandate within GM Investments. This role combines origination, investment structuring, portfolio construction, performance monitoring, risk analytics, and stakeholder engagement across private ABS and illiquid credit opportunities. The position contributes to portfolio diversification, stable income generation, capital-efficient deployment, and long-term growth by targeting senior and super-senior risk positions aligned with the bank’s internal risk appetite and regulatory expectations.
What You’ll Do
* Build and actively manage private ABS investment portfolios covering SME lending, consumer finance, fintech receivables, and specialty asset classes.
* Originate forward-flow transactions with fintech platforms, non-bank lenders, specialty finance firms, and receivables originators.
* Structure and oversee warehouse facilities, prefunding arrangements, term securitization transactions, and rated public securitization take-outs where appropriate.
* Develop proprietary investment frameworks that support private ABS growth while remaining aligned with internal risk appetite, regulatory limits, and capital treatment requirements.
* Assess senior and super-senior structured credit exposure, including AAA, AA, and A risk profiles, within approved investment parameters.
* Maintain active engagement with fintech platforms, originators, servicers, arrangers, rating agencies, legal advisors, and internal control teams.
* Source and evaluate new private credit opportunities across BNPL, merchant cash advance, trade receivables, digital SME lending, consumer finance, and other suitable receivable-backed assets.
* Apply macroeconomic analysis, relative value assessment, structural review, and credit fundamentals to investment decisions.
* Perform cash-flow modelling, stress testing, scenario analysis, collateral analysis, loss forecasting, and structure-level risk assessment.
* Monitor portfolio performance, servicer reporting, asset quality, delinquency movement, prepayment trends, recovery assumptions, and trigger events.
* Implement strong P and L attribution, risk monitoring, and performance analytics for private and illiquid structured credit portfolios.
* Work closely with the Head of Investments and Head of Fixed Income Investments to refine strategy, approve frameworks, and scale the structured credit mandate.
* Review legal documentation, waterfall mechanics, eligibility criteria, credit enhancement, concentration limits, and reporting requirements for new transactions.
* Support investment committee submissions with clear analysis, risk rationale, expected return profile, downside scenarios, and capital impact.
* Ensure ongoing compliance with FAB governance standards, investment policies, regulatory constraints, audit expectations, and portfolio risk controls.
Ideal Profile
* Strong background in structured credit, private ABS, securitization, fixed income investments, specialty finance, or private credit portfolio management.
* Experience originating, structuring, or investing in asset-backed transactions linked to SME loans, consumer receivables, fintech platforms, credit cards, trade receivables, BNPL, or specialty finance assets.
* Practical understanding of warehouse facilities, forward-flow agreements, prefunding structures, term ABS, credit enhancement, rating agency criteria, and securitization take-outs.
* Advanced modelling capability, including cash-flow waterfalls, stress testing, scenario analysis, delinquency assumptions, loss curves, and collateral performance analytics.
* Ability to assess senior and super-senior risk positions within a regulated banking environment.
* Strong knowledge of credit risk, capital treatment, regulatory considerations, investment governance, and internal risk appetite frameworks.
* Proven ability to engage with originators, servicers, arrangers, fintech platforms, rating agencies, legal teams, risk stakeholders, and investment committees.
* Strong analytical judgment with the ability to connect macro trends, asset performance, relative value, and structural protections.
* Commercial mindset with disciplined risk awareness and the ability to scale proprietary investment frameworks responsibly.
* Degree in Finance, Economics, Business, Mathematics, Engineering, or a related discipline; CFA, MBA, or relevant postgraduate qualification is preferred.
Skills Set
* Private ABS investments
* Structured credit
* Asset-backed securities
* Securitization
* Forward-flow transactions
* Warehouse facilities
* Prefunding structures
* Term ABS
* Senior credit risk
* Super-senior credit risk
* SME lending portfolios
* Consumer finance receivables
* Fintech-originated receivables
* BNPL receivables
* Merchant cash advance
* Trade receivables
* Digital SME lending
* Cash-flow modelling
* Stress testing
* Scenario analysis
* P and L attribution
* Portfolio construction
* Fixed income investments
* Private credit analysis
* Rating agency engagement
* Servicer performance monitoring
* Risk appetite frameworks
* Capital treatment analysis
* Investment committee reporting
Why Join Us
This opportunity is ideal for a structured credit investment professional who wants to help shape a growing private ABS mandate in Abu Dhabi’s Banking sector. The role offers exposure to proprietary investment strategy, fintech-led receivables, private securitization structures, senior risk deployment, and portfolio diversification within a major UAE financial institution. It is a strong fit for someone who enjoys complex credit analysis, origination, modelling, transaction structuring, and building scalable investment platforms with long-term income potential.
About the Company
First Abu Dhabi Bank (FAB) is one of the UAE’s leading banking groups, serving clients through retail banking, corporate banking, investment solutions, global markets, and advanced financial services. In Abu Dhabi, FAB continues to develop disciplined investment capabilities, strong governance practices, and diversified financial platforms that support customers, institutions, and long-term market growth across the region.
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Role Context
The Portfolio Manager - Private ABS will help expand the structured credit investment mandate within GM Investments. This role combines origination, investment structuring, portfolio construction, performance monitoring, risk analytics, and stakeholder engagement across private ABS and illiquid credit opportunities. The position contributes to portfolio diversification, stable income generation, capital-efficient deployment, and long-term growth by targeting senior and super-senior risk positions aligned with the bank’s internal risk appetite and regulatory expectations.
What You’ll Do
* Build and actively manage private ABS investment portfolios covering SME lending, consumer finance, fintech receivables, and specialty asset classes.
* Originate forward-flow transactions with fintech platforms, non-bank lenders, specialty finance firms, and receivables originators.
* Structure and oversee warehouse facilities, prefunding arrangements, term securitization transactions, and rated public securitization take-outs where appropriate.
* Develop proprietary investment frameworks that support private ABS growth while remaining aligned with internal risk appetite, regulatory limits, and capital treatment requirements.
* Assess senior and super-senior structured credit exposure, including AAA, AA, and A risk profiles, within approved investment parameters.
* Maintain active engagement with fintech platforms, originators, servicers, arrangers, rating agencies, legal advisors, and internal control teams.
* Source and evaluate new private credit opportunities across BNPL, merchant cash advance, trade receivables, digital SME lending, consumer finance, and other suitable receivable-backed assets.
* Apply macroeconomic analysis, relative value assessment, structural review, and credit fundamentals to investment decisions.
* Perform cash-flow modelling, stress testing, scenario analysis, collateral analysis, loss forecasting, and structure-level risk assessment.
* Monitor portfolio performance, servicer reporting, asset quality, delinquency movement, prepayment trends, recovery assumptions, and trigger events.
* Implement strong P and L attribution, risk monitoring, and performance analytics for private and illiquid structured credit portfolios.
* Work closely with the Head of Investments and Head of Fixed Income Investments to refine strategy, approve frameworks, and scale the structured credit mandate.
* Review legal documentation, waterfall mechanics, eligibility criteria, credit enhancement, concentration limits, and reporting requirements for new transactions.
* Support investment committee submissions with clear analysis, risk rationale, expected return profile, downside scenarios, and capital impact.
* Ensure ongoing compliance with FAB governance standards, investment policies, regulatory constraints, audit expectations, and portfolio risk controls.
Ideal Profile
* Strong background in structured credit, private ABS, securitization, fixed income investments, specialty finance, or private credit portfolio management.
* Experience originating, structuring, or investing in asset-backed transactions linked to SME loans, consumer receivables, fintech platforms, credit cards, trade receivables, BNPL, or specialty finance assets.
* Practical understanding of warehouse facilities, forward-flow agreements, prefunding structures, term ABS, credit enhancement, rating agency criteria, and securitization take-outs.
* Advanced modelling capability, including cash-flow waterfalls, stress testing, scenario analysis, delinquency assumptions, loss curves, and collateral performance analytics.
* Ability to assess senior and super-senior risk positions within a regulated banking environment.
* Strong knowledge of credit risk, capital treatment, regulatory considerations, investment governance, and internal risk appetite frameworks.
* Proven ability to engage with originators, servicers, arrangers, fintech platforms, rating agencies, legal teams, risk stakeholders, and investment committees.
* Strong analytical judgment with the ability to connect macro trends, asset performance, relative value, and structural protections.
* Commercial mindset with disciplined risk awareness and the ability to scale proprietary investment frameworks responsibly.
* Degree in Finance, Economics, Business, Mathematics, Engineering, or a related discipline; CFA, MBA, or relevant postgraduate qualification is preferred.
Skills Set
* Private ABS investments
* Structured credit
* Asset-backed securities
* Securitization
* Forward-flow transactions
* Warehouse facilities
* Prefunding structures
* Term ABS
* Senior credit risk
* Super-senior credit risk
* SME lending portfolios
* Consumer finance receivables
* Fintech-originated receivables
* BNPL receivables
* Merchant cash advance
* Trade receivables
* Digital SME lending
* Cash-flow modelling
* Stress testing
* Scenario analysis
* P and L attribution
* Portfolio construction
* Fixed income investments
* Private credit analysis
* Rating agency engagement
* Servicer performance monitoring
* Risk appetite frameworks
* Capital treatment analysis
* Investment committee reporting
Why Join Us
This opportunity is ideal for a structured credit investment professional who wants to help shape a growing private ABS mandate in Abu Dhabi’s Banking sector. The role offers exposure to proprietary investment strategy, fintech-led receivables, private securitization structures, senior risk deployment, and portfolio diversification within a major UAE financial institution. It is a strong fit for someone who enjoys complex credit analysis, origination, modelling, transaction structuring, and building scalable investment platforms with long-term income potential.
About the Company
First Abu Dhabi Bank (FAB) is one of the UAE’s leading banking groups, serving clients through retail banking, corporate banking, investment solutions, global markets, and advanced financial services. In Abu Dhabi, FAB continues to develop disciplined investment capabilities, strong governance practices, and diversified financial platforms that support customers, institutions, and long-term market growth across the region.
