Senior Financial Analyst - Pricing and Residual Value
Posted date [2026-09-22]
(ID: 52253)
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Established in the 1930s as a trading business, Al-Futtaim is one of the most progressive regional family business houses headquartered in Dubai, United Arab Emirates. |
Job Description and Requirements
Senior Financial Analyst - Pricing and Residual ValueJob Snapshot
Role: Senior Financial Analyst - Pricing and Residual Value
Location: Dubai, UAE
Industry: Financial Services
Function: Financial Analysis-Research-Reporting
Experience: 2-5 years of experience in corporate finance, treasury, banking, or financial services
Job Type: Full Time
Position Overview
Al-Futtaim is hiring a Senior Financial Analyst - Pricing and Residual Value in Dubai, UAE to support pricing governance, residual value management, portfolio profitability analysis, and commercial decision-making within the Financial Services Division. The role develops financial models and analytical frameworks that help balance product competitiveness, risk, growth, and sustainable returns.
Working with the Senior Finance Manager and stakeholders across Commercial, Sales, Risk, and Finance, the analyst will evaluate pricing assumptions, monitor asset and portfolio performance, assess residual value exposure, and provide financial insights for strategic initiatives and product decisions.
Job Details
Country: UAE
City: Dubai
Industry:
Financial Services
Function: Financial Analysis-Research-Reporting
Salary: Not disclosed
Gender: No Preference
Candidate Nationality: Not specified
Job Type: Full Time
Work Arrangement: On-site
Pricing Strategy and Profitability Analysis
* Develop, maintain, and enhance pricing models for Financial Services products.
* Align pricing analysis with profitability, risk, and growth objectives.
* Analyse profitability across products, customer segments, channels, and portfolios.
* Identify opportunities to improve financial returns and portfolio performance.
* Prepare pricing recommendations and business cases for strategic initiatives, market expansion, and new product launches.
* Monitor actual portfolio performance against underlying pricing assumptions.
* Recommend corrective actions when financial performance deviates from expectations.
* Evaluate the impact of market developments, competitor pricing, cost movements, and economic conditions on product profitability.
* Partner with Commercial, Sales, Risk, and Finance teams to support commercially competitive and financially sustainable pricing decisions.
Residual Value Management
The Senior Financial Analyst will develop and maintain residual value methodologies, assumptions, and forecasting models for applicable asset classes. Regular comparison of forecast assumptions against actual market outcomes will help identify emerging performance trends and potential financial exposure.
The role will also prepare residual value risk assessments and recommend appropriate actions where analysis indicates increased portfolio risk.
Portfolio Analytics and Performance
* Develop portfolio performance dashboards and analytical reports for management.
* Monitor portfolio trends and financial performance indicators.
* Analyse yield performance, asset utilisation, and return metrics.
* Identify the principal drivers affecting portfolio profitability.
* Assess operational and financial performance to identify opportunities for improvement.
* Provide structured analysis that supports management decision-making.
Governance, Policies and Controls
* Support development and maintenance of pricing policies and methodologies.
* Contribute to residual value policies and governance frameworks.
* Ensure analytical and pricing activities comply with internal approval authorities.
* Follow applicable financial controls and risk management guidelines.
* Maintain appropriate consistency and governance across pricing and residual value analysis.
Business Transformation and Data Analytics
* Develop automated dashboards for pricing, profitability, and portfolio analysis.
* Apply advanced analytical tools to improve management reporting.
* Identify opportunities to improve pricing effectiveness and reporting efficiency.
* Support digital transformation through financial data modelling and process automation.
* Contribute analytical solutions that reduce manual activity and strengthen decision support.
* Promote continuous improvement in financial analysis and reporting processes.
Required Skills
* Strong analytical and financial modelling capability.
* Understanding of financial markets and pricing.
* Knowledge of foreign exchange, liquidity, cash flow, and financial instruments.
* Understanding of relevant accounting concepts.
* Ability to evaluate portfolio profitability and financial performance.
* Strong numerical and data analysis skills.
* Ability to translate financial analysis into practical commercial insights.
* Capability to work effectively with Finance, Risk, Sales, and Commercial stakeholders.
What Equips You for the Role
* Qualification in Finance and-or Accounting.
* 2-5 years of experience in corporate finance, treasury, banking, or financial services.
* Professional qualification such as MBA, ACCA, CA, CIMA, or CFA is preferred, either partly or fully qualified.
* Strong financial modelling and analytical skills.
* Understanding of pricing, foreign exchange, liquidity, cash flow, and financial instruments.
Function: Financial Analysis-Research-Reporting
Salary: Not disclosed
Gender: No Preference
Candidate Nationality: Not specified
Job Type: Full Time
Work Arrangement: On-site
Pricing Strategy and Profitability Analysis
* Develop, maintain, and enhance pricing models for Financial Services products.
* Align pricing analysis with profitability, risk, and growth objectives.
* Analyse profitability across products, customer segments, channels, and portfolios.
* Identify opportunities to improve financial returns and portfolio performance.
* Prepare pricing recommendations and business cases for strategic initiatives, market expansion, and new product launches.
* Monitor actual portfolio performance against underlying pricing assumptions.
* Recommend corrective actions when financial performance deviates from expectations.
* Evaluate the impact of market developments, competitor pricing, cost movements, and economic conditions on product profitability.
* Partner with Commercial, Sales, Risk, and Finance teams to support commercially competitive and financially sustainable pricing decisions.
Residual Value Management
The Senior Financial Analyst will develop and maintain residual value methodologies, assumptions, and forecasting models for applicable asset classes. Regular comparison of forecast assumptions against actual market outcomes will help identify emerging performance trends and potential financial exposure.
The role will also prepare residual value risk assessments and recommend appropriate actions where analysis indicates increased portfolio risk.
Portfolio Analytics and Performance
* Develop portfolio performance dashboards and analytical reports for management.
* Monitor portfolio trends and financial performance indicators.
* Analyse yield performance, asset utilisation, and return metrics.
* Identify the principal drivers affecting portfolio profitability.
* Assess operational and financial performance to identify opportunities for improvement.
* Provide structured analysis that supports management decision-making.
Governance, Policies and Controls
* Support development and maintenance of pricing policies and methodologies.
* Contribute to residual value policies and governance frameworks.
* Ensure analytical and pricing activities comply with internal approval authorities.
* Follow applicable financial controls and risk management guidelines.
* Maintain appropriate consistency and governance across pricing and residual value analysis.
Business Transformation and Data Analytics
* Develop automated dashboards for pricing, profitability, and portfolio analysis.
* Apply advanced analytical tools to improve management reporting.
* Identify opportunities to improve pricing effectiveness and reporting efficiency.
* Support digital transformation through financial data modelling and process automation.
* Contribute analytical solutions that reduce manual activity and strengthen decision support.
* Promote continuous improvement in financial analysis and reporting processes.
Required Skills
* Strong analytical and financial modelling capability.
* Understanding of financial markets and pricing.
* Knowledge of foreign exchange, liquidity, cash flow, and financial instruments.
* Understanding of relevant accounting concepts.
* Ability to evaluate portfolio profitability and financial performance.
* Strong numerical and data analysis skills.
* Ability to translate financial analysis into practical commercial insights.
* Capability to work effectively with Finance, Risk, Sales, and Commercial stakeholders.
What Equips You for the Role
* Qualification in Finance and-or Accounting.
* 2-5 years of experience in corporate finance, treasury, banking, or financial services.
* Professional qualification such as MBA, ACCA, CA, CIMA, or CFA is preferred, either partly or fully qualified.
* Strong financial modelling and analytical skills.
* Understanding of pricing, foreign exchange, liquidity, cash flow, and financial instruments.
