Senior Product Manager - Fintech
Posted date [2026-07-25]
(ID: 48638)
 |
Established in the 1930s as a trading business, Al-Futtaim is one of the most progressive regional family business houses headquartered in Dubai, United Arab Emirates. |
Job Description and Requirements
Senior Product Manager - FintechJob Snapshot
Role: Senior Product Manager - Financial Services
Location: Dubai, United Arab Emirates
Experience: Minimum 12 years
Job Type: Full-time
Job Requisition ID: 179504
Position Overview
The Senior Product Manager - Financial Services in Dubai will lead the strategy, roadmap, delivery, and commercial growth of financial products within Al-Futtaim\'s Blue digital ecosystem. The portfolio includes payments, remittances, digital wallets, embedded finance, credit solutions, subscriptions, insurance, rewards monetisation, and data-driven financial services.
This senior product management role requires close collaboration with engineering, design, data, compliance, legal, risk, finance, and commercial teams. The successful candidate will deliver secure, scalable, and customer-focused fintech products that improve engagement, generate revenue, and meet regulatory requirements.
Industry: Financial Services
Function: Product Management
Salary: 40000-55000 monthly (Market estimated)
Job Details
Country: United Arab Emirates
City: Dubai
Gender: Any
Candidate Nationality: Any
Candidate Preferred Location: Any
Job Type: Full-time
Core Duties
* Define
and own the financial services product vision, strategy, and roadmap for the Blue ecosystem.
* Identify opportunities across payments, remittances, lending, wallets, subscriptions, insurance, and embedded finance.
* Convert business priorities into measurable product outcomes, performance indicators, and success metrics.
* Manage the complete product lifecycle from discovery and requirements through delivery, launch, and optimisation.
* Prepare clear product requirement documents for engineering, design, and data teams.
* Prioritise product backlogs while balancing customer needs, commercial goals, compliance, and technical constraints.
* Define functional and non-functional requirements covering security, scalability, performance, and resilience.
* Conduct product experiments and A-B tests to improve adoption, conversion, engagement, and retention.
* Work with legal, risk, compliance, and finance teams to ensure regulatory alignment.
* Incorporate KYC, AML, fraud prevention, PCI compliance, and data privacy controls into financial products.
* Coordinate integrations and dependencies involving banks, payment service providers, fintech partners, and regulators.
* Use customer behaviour, transaction data, analytics, and AI insights to personalise financial journeys.
* Develop monetisation models involving interchange, commissions, float, subscriptions, and partner revenue.
* Analyse customer funnels, product performance, revenue growth, and unit economics.
* Collaborate with commercial teams on partner propositions and go-to-market strategies.
* Serve as the principal owner of financial services products across internal and external stakeholders.
* Present product performance, strategic proposals, and development progress to senior leadership.
* Monitor fintech trends and identify new opportunities within payments and embedded finance.
Required Skills and Experience
* Minimum 12 years of product management experience.
* At least three to five years of experience in financial services or fintech.
* Proven experience launching and scaling consumer-facing digital products.
* Strong knowledge of payments, wallets, rewards, remittances, lending, or embedded finance.
* Hands-on experience working with engineering, design, analytics, and data teams.
* Practical understanding of KYC, AML, PCI compliance, fraud controls, and data privacy.
* Strong product discovery, roadmap planning, backlog prioritisation, and delivery skills.
* Experience using analytics and controlled experiments to improve product performance.
* Commercial knowledge of fintech revenue models and unit economics.
* Ability to convert customer needs and business objectives into clear product requirements.
* Strong analytical reasoning and structured problem-solving abilities.
* Excellent stakeholder management, negotiation, presentation, and communication skills.
* Ability to influence senior leaders and align multidisciplinary teams.
* Customer-focused approach supported by sound regulatory and operational judgement.
* Bachelor\'s degree in business, finance, technology, engineering, or a related field is preferred.
Benefits
* Lead high-impact financial products within an expanding digital ecosystem.
* Shape fintech services for a broad regional customer base.
* Work across payments, embedded finance, credit, rewards, and data-led personalisation.
* Collaborate with experienced engineering, design, data, compliance, and commercial teams.
* Influence strategic product investment and senior-level decision-making.
* Apply AI and behavioural insights to create personalised financial experiences.
* Develop scalable products through partnerships with banks and fintech providers.
* Access long-term career opportunities within a diversified regional organisation.
* Join a workplace guided by respect, integrity, collaboration, and excellence.
Skills Tags
Product Management, Fintech, Financial Services, Embedded Finance, Digital Payments, Remittances, Digital Wallets, Credit Products, Product Strategy, Product Roadmap, Product Lifecycle, Product Requirements, Agile Delivery, A-B Testing, KYC, AML, PCI Compliance, Fraud Prevention, Data Privacy, Product Analytics, AI Personalisation, Unit Economics, Revenue Monetisation, Stakeholder Management
About the Company
Al-Futtaim is a diversified, privately held regional organisation headquartered in Dubai, United Arab Emirates. Its operations cover automotive, financial services, real estate, retail, and healthcare, supported by more than 35000 employees across over 20 countries. Through the Blue digital ecosystem, international partnerships, and extensive regional experience, the group develops innovative services designed around evolving customer and market needs.
* Identify opportunities across payments, remittances, lending, wallets, subscriptions, insurance, and embedded finance.
* Convert business priorities into measurable product outcomes, performance indicators, and success metrics.
* Manage the complete product lifecycle from discovery and requirements through delivery, launch, and optimisation.
* Prepare clear product requirement documents for engineering, design, and data teams.
* Prioritise product backlogs while balancing customer needs, commercial goals, compliance, and technical constraints.
* Define functional and non-functional requirements covering security, scalability, performance, and resilience.
* Conduct product experiments and A-B tests to improve adoption, conversion, engagement, and retention.
* Work with legal, risk, compliance, and finance teams to ensure regulatory alignment.
* Incorporate KYC, AML, fraud prevention, PCI compliance, and data privacy controls into financial products.
* Coordinate integrations and dependencies involving banks, payment service providers, fintech partners, and regulators.
* Use customer behaviour, transaction data, analytics, and AI insights to personalise financial journeys.
* Develop monetisation models involving interchange, commissions, float, subscriptions, and partner revenue.
* Analyse customer funnels, product performance, revenue growth, and unit economics.
* Collaborate with commercial teams on partner propositions and go-to-market strategies.
* Serve as the principal owner of financial services products across internal and external stakeholders.
* Present product performance, strategic proposals, and development progress to senior leadership.
* Monitor fintech trends and identify new opportunities within payments and embedded finance.
Required Skills and Experience
* Minimum 12 years of product management experience.
* At least three to five years of experience in financial services or fintech.
* Proven experience launching and scaling consumer-facing digital products.
* Strong knowledge of payments, wallets, rewards, remittances, lending, or embedded finance.
* Hands-on experience working with engineering, design, analytics, and data teams.
* Practical understanding of KYC, AML, PCI compliance, fraud controls, and data privacy.
* Strong product discovery, roadmap planning, backlog prioritisation, and delivery skills.
* Experience using analytics and controlled experiments to improve product performance.
* Commercial knowledge of fintech revenue models and unit economics.
* Ability to convert customer needs and business objectives into clear product requirements.
* Strong analytical reasoning and structured problem-solving abilities.
* Excellent stakeholder management, negotiation, presentation, and communication skills.
* Ability to influence senior leaders and align multidisciplinary teams.
* Customer-focused approach supported by sound regulatory and operational judgement.
* Bachelor\'s degree in business, finance, technology, engineering, or a related field is preferred.
Benefits
* Lead high-impact financial products within an expanding digital ecosystem.
* Shape fintech services for a broad regional customer base.
* Work across payments, embedded finance, credit, rewards, and data-led personalisation.
* Collaborate with experienced engineering, design, data, compliance, and commercial teams.
* Influence strategic product investment and senior-level decision-making.
* Apply AI and behavioural insights to create personalised financial experiences.
* Develop scalable products through partnerships with banks and fintech providers.
* Access long-term career opportunities within a diversified regional organisation.
* Join a workplace guided by respect, integrity, collaboration, and excellence.
Skills Tags
Product Management, Fintech, Financial Services, Embedded Finance, Digital Payments, Remittances, Digital Wallets, Credit Products, Product Strategy, Product Roadmap, Product Lifecycle, Product Requirements, Agile Delivery, A-B Testing, KYC, AML, PCI Compliance, Fraud Prevention, Data Privacy, Product Analytics, AI Personalisation, Unit Economics, Revenue Monetisation, Stakeholder Management
About the Company
Al-Futtaim is a diversified, privately held regional organisation headquartered in Dubai, United Arab Emirates. Its operations cover automotive, financial services, real estate, retail, and healthcare, supported by more than 35000 employees across over 20 countries. Through the Blue digital ecosystem, international partnerships, and extensive regional experience, the group develops innovative services designed around evolving customer and market needs.
